Video Blogs

Video Blogs

18 Sept 2025

18 Sept 2025

5 mins

5 mins

Read

Read

Why Giveaway Warranties Don’t Work and How to Fix Them

Giveaway warranties alone don’t work. Discover why a 33% upsell rate keeps warranty funds healthy and how the Love Warranty League rewards dealerships that get it right.

Ben Brown
Ben Brown
Ben Brown

James Purcell

Managing Director

SALES
UPSELL
LEAGUE
WARRANTY
SALES
UPSELL
LEAGUE
WARRANTY
SALES
UPSELL
LEAGUE
WARRANTY

Table of contents

Share

Giveaway warranties serve a purpose.
On their own, they are not enough.

When a warranty is given away with no upsell, there is rarely enough money left in the fund to comfortably pay all future claims. Over time, this creates pressure on pricing, claims decisions, and customer experience.

This is why upsells matter.



The 33% Rule

To keep a warranty fund healthy, sustainable, and fair, at least 33% of all warranties need to be upsold.

That level ensures:

  • Enough money remains in the fund to pay claims

  • Pricing stays accurate over time

  • Customers receive proper cover when something goes wrong

Below that threshold, the fund struggles. Above it, the programme becomes stronger and more reliable.

Making Upsells Work Without Pressure

Upselling warranties is often seen as awkward or forced.

We wanted to change that.

So we created something that makes performance visible, competitive, and rewarding.

Introducing the Love Warranty League

The Love Warranty League is a simple performance league designed to reward dealerships that build healthy warranty programmes.

Here’s how it works:

  • Upsell 33% or more of your cars each week

  • You’re automatically entered into the League

  • The higher your upsell rate versus giveaways, the higher you climb

No complex rules. No hidden conditions.

Real Rewards, Real Motivation

Performance in the League is rewarded.

Prizes range from small wins to once-in-a-lifetime experiences, including:

  • Nando’s vouchers

  • Silverstone pit lane access

  • A week in the Maldives

The aim is simple. Reward the behaviour that keeps warranty programmes healthy and customers protected.

Fair for Every Dealership

Size doesn’t matter.

Large groups and small independents compete on an equal footing because performance is tracked proportionally, not by volume.

A dealership selling 10 cars a week has the same chance of climbing the League as one selling 100.

Stronger Funds, Better Outcomes

Pushing past the 33% upsell mark does more than win prizes.

It leads to:

  • Stronger warranty funds

  • Fewer rejected claims

  • Better customer outcomes

  • More stable long-term profitability

This is how giveaway warranties become sustainable.

Ready to Join the League?

Upsell more.
Strengthen your fund.
Climb the League.
Win rewards.

Ready. Lights out. Let’s build better warranty programmes together.

Looking for more? Dive into our other articles, updates, and strategies

Costa Mesa, Orange County, California, USA

York, North Yorkshire, UK

@ 2026 Love Warranty Limited. All rights reverved

Love Warranty provides technology, administration support, and warranty programme management services to motor dealers and partners. We are not a bank, insurer, financial institution, lender, or credit intermediary. Our services do not include regulated financial advice, consumer credit, payment processing, or the custody of client funds. Any warranty products managed through our platform are provided subject to the applicable terms, conditions, and eligibility criteria agreed between Love Warranty and the dealer or programme owner.

Access to the Love Warranty platform and related services is governed by our Terms of Use and Privacy Policy. Any customer or dealer data entered into the platform is processed in accordance with applicable data protection laws and stored using appropriate security controls. Love Warranty does not guarantee financial outcomes, programme performance, claim ratios, or compliance results arising from the use of the platform or our services.

Where third-party tools, systems, or integrations are used, these are provided “as is”, and Love Warranty accepts no responsibility for their availability, accuracy, or continued operation. Love Warranty does not provide accounting, tax, or legal services unless formally agreed under a separate written agreement. Dealers and programme owners remain responsible for ensuring the accuracy of their data, the suitability and pricing of their warranty programmes, and compliance with all applicable laws and regulations.

Insights, analytics, financial modelling, or guidance made available through the platform or consultancy services are intended to support decision-making only and should not be relied upon as professional advice. Any projections or performance indicators are illustrative and not guarantees of future results.

Love Warranty Limited is a United Kingdom registered company. For information relating to platform usage, warranties, dealer programmes, support, or data security, please contact our team or refer to our Help Centre.

Costa Mesa, Orange County, California, USA

York, North Yorkshire, UK

@ 2026 Love Warranty Limited. All rights reverved

Love Warranty provides technology, administration support, and warranty programme management services to motor dealers and partners. We are not a bank, insurer, financial institution, lender, or credit intermediary. Our services do not include regulated financial advice, consumer credit, payment processing, or the custody of client funds. Any warranty products managed through our platform are provided subject to the applicable terms, conditions, and eligibility criteria agreed between Love Warranty and the dealer or programme owner.

Access to the Love Warranty platform and related services is governed by our Terms of Use and Privacy Policy. Any customer or dealer data entered into the platform is processed in accordance with applicable data protection laws and stored using appropriate security controls. Love Warranty does not guarantee financial outcomes, programme performance, claim ratios, or compliance results arising from the use of the platform or our services.

Where third-party tools, systems, or integrations are used, these are provided “as is”, and Love Warranty accepts no responsibility for their availability, accuracy, or continued operation. Love Warranty does not provide accounting, tax, or legal services unless formally agreed under a separate written agreement. Dealers and programme owners remain responsible for ensuring the accuracy of their data, the suitability and pricing of their warranty programmes, and compliance with all applicable laws and regulations.

Insights, analytics, financial modelling, or guidance made available through the platform or consultancy services are intended to support decision-making only and should not be relied upon as professional advice. Any projections or performance indicators are illustrative and not guarantees of future results.

Love Warranty Limited is a United Kingdom registered company. For information relating to platform usage, warranties, dealer programmes, support, or data security, please contact our team or refer to our Help Centre.

Costa Mesa, Orange County, California, USA

York, North Yorkshire, UK

@ 2026 Love Warranty Limited. All rights reverved

Love Warranty provides technology, administration support, and warranty programme management services to motor dealers and partners. We are not a bank, insurer, financial institution, lender, or credit intermediary. Our services do not include regulated financial advice, consumer credit, payment processing, or the custody of client funds. Any warranty products managed through our platform are provided subject to the applicable terms, conditions, and eligibility criteria agreed between Love Warranty and the dealer or programme owner.

Access to the Love Warranty platform and related services is governed by our Terms of Use and Privacy Policy. Any customer or dealer data entered into the platform is processed in accordance with applicable data protection laws and stored using appropriate security controls. Love Warranty does not guarantee financial outcomes, programme performance, claim ratios, or compliance results arising from the use of the platform or our services.

Where third-party tools, systems, or integrations are used, these are provided “as is”, and Love Warranty accepts no responsibility for their availability, accuracy, or continued operation. Love Warranty does not provide accounting, tax, or legal services unless formally agreed under a separate written agreement. Dealers and programme owners remain responsible for ensuring the accuracy of their data, the suitability and pricing of their warranty programmes, and compliance with all applicable laws and regulations.

Insights, analytics, financial modelling, or guidance made available through the platform or consultancy services are intended to support decision-making only and should not be relied upon as professional advice. Any projections or performance indicators are illustrative and not guarantees of future results.

Love Warranty Limited is a United Kingdom registered company. For information relating to platform usage, warranties, dealer programmes, support, or data security, please contact our team or refer to our Help Centre.