
Why Giveaway Warranties Don’t Work and How to Fix Them
Giveaway warranties alone don’t work. Discover why a 33% upsell rate keeps warranty funds healthy and how the Love Warranty League rewards dealerships that get it right.
James Purcell
Managing Director
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Giveaway warranties serve a purpose.
On their own, they are not enough.
When a warranty is given away with no upsell, there is rarely enough money left in the fund to comfortably pay all future claims. Over time, this creates pressure on pricing, claims decisions, and customer experience.
This is why upsells matter.
The 33% Rule
To keep a warranty fund healthy, sustainable, and fair, at least 33% of all warranties need to be upsold.
That level ensures:
Enough money remains in the fund to pay claims
Pricing stays accurate over time
Customers receive proper cover when something goes wrong
Below that threshold, the fund struggles. Above it, the programme becomes stronger and more reliable.
Making Upsells Work Without Pressure
Upselling warranties is often seen as awkward or forced.
We wanted to change that.
So we created something that makes performance visible, competitive, and rewarding.
Introducing the Love Warranty League
The Love Warranty League is a simple performance league designed to reward dealerships that build healthy warranty programmes.
Here’s how it works:
Upsell 33% or more of your cars each week
You’re automatically entered into the League
The higher your upsell rate versus giveaways, the higher you climb
No complex rules. No hidden conditions.
Real Rewards, Real Motivation
Performance in the League is rewarded.
Prizes range from small wins to once-in-a-lifetime experiences, including:
Nando’s vouchers
Silverstone pit lane access
A week in the Maldives
The aim is simple. Reward the behaviour that keeps warranty programmes healthy and customers protected.
Fair for Every Dealership
Size doesn’t matter.
Large groups and small independents compete on an equal footing because performance is tracked proportionally, not by volume.
A dealership selling 10 cars a week has the same chance of climbing the League as one selling 100.
Stronger Funds, Better Outcomes
Pushing past the 33% upsell mark does more than win prizes.
It leads to:
Stronger warranty funds
Fewer rejected claims
Better customer outcomes
More stable long-term profitability
This is how giveaway warranties become sustainable.
Ready to Join the League?
Upsell more.
Strengthen your fund.
Climb the League.
Win rewards.
Ready. Lights out. Let’s build better warranty programmes together.





